FICO Blaze Advisor has improved our organization in a couple of ways. One is that it gives better control to the business users because it has a rule maintenance application which is their best UI, where business users can actually go and see the rule. They can modify the business rule on their own. They don't really need the technical person to do that. Once that framework is set, they can easily modify some basic rules and they can just deploy it with a few clicks. That is one valuable aspect. Another is that it has a centralized repository. The business logic is detached from the actual application. For example, nowadays there are different platforms - laptops, mobile apps and so many different types of apps. But still, the business logic is maintained in one place so that the same service can be utilized on any platform.

This is an interesting question. This tool contains a development environment, and also is a place where we can prepare strategies. We can imagine that this is something like Eclipse or IntelliJ IDEA with FICO's plugin. This tool also contains the storage of all these strategies. Its simplification of some processes, including the visible programming simplification of some rules for business users, is good. Meaning the simplification of writing some decision rules. But today, I can say that e.g. the Python coding may bring more benefits.

• Reduces dependency on the IT team.
• The business team can write/modify rules on their own.
• ADB generation from RMA has improved deployment timeframe.

This solution reduces turnaround time. If we did not implement the rule engine the requirements would come to the IT development team and then through the development lifecycle, and then to the testing team. After testing it would go to staging and then to production. But with this solution, businesspersons can directly change a rule and deploy it. Blaze Advisor provides an environment where, without restarting the application, the rules can be deployed directly on the server.

It helps reduce overall development costs and the dependency on the IT development team.