For corporations, it is really worth the price that they pay for it.

I would recommend that IBM offer this product for the Fintech/startups with a different pricing model.

They have to really think of promoting this product in the universities, so as to build a strong professional community. As we can see, there are not many quality developers available in the market, unless it is Java technology.

I never got a chance to work on pricing and licensing; however, if we already have IBM products in use, then IBM can offer us better prices/discounts.