Portfolio+ Consumer Directed Banking platform combines Application Programming Interfaces (APIs) and robust security features to support consumer-oriented financial products and services. Our platform ensures reliable customer service through a unified mechanism for consent management, customer privacy, data protection, IT infrastructure and cybersecurity, auditing, accounting and tax services, and regulatory compliance, including Anti-Money Laundering (AML) and Foreign Account Tax Compliance Act (FATCA).
Our API-backed infrastructure enables seamless transition to an open banking system. Our digital framework allows consumers and businesses to authorize access to their bank accounts for select third-party financial services. The Portfolio+ platform offers 300+ API messages and 65+ third-party vendor interfaces for a wide range of financial services. In addition, we co-create APIs to enhance security and / or functionality of banking applications. Our team has rich experience in a broad spectrum of APIs, including account transactions, payment initiation, disbursement, loan agreement, and confirmation of funds.
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