Apple Inc. is an American multinational technology company headquartered in Cupertino, California, that designs, develops, and sells consumer electronics, computer software, online services, and personal computers. Its best-known hardware products are the Mac line of computers, the iPod media player, the iPhone smartphone, the iPad tablet computer, and the Apple Watch smartwatch. Its online services include iCloud, the iTunes Store, and the App Store. Apple's consumer software includes the OS X and iOS operating systems, the iTunes media browser, the Safari web browser, and the iLife and iWork creativity and productivity suites.
Temenos Group AG is a company specialising in software for financial services, with its headquarters in Geneva, Switzerland. The group was created initially created 1993, and has been listed on the Swiss Stock exchange since 2001. Founded in 1993 and listed on the Swiss Stock Exchange, Temenos 24 Group AG is a provider of banking software systems to retail, corporate, universal, private, Islamic, microfinance and community banks. Headquartered in Geneva and with more than 60 offices in 50 countries, Temenos serves over 1,000 financial institutions in more than 125 countries across the world.